About Pillar



We are your Pillar. Your Reliable Financial

Pillar MicroFinance Bank Limited is a financial institution licensed by CBN and insured by NDIC to provide Microfinance Banking services, the company (Pillar Microfinance Bank Ltd) was incorporated on December 23, 2008 and commenced business operation on January 9, 2009.

By consistently engaging and interacting with our customers, we at Pillar Microfinance Bank are privileged to discern their needs and desires. Thus inspired and empowered to strategically use our deep industry knowledge to offer smart, pragmatic and innovative solutions; resulting in a wide variety of products and services.


More About Pillar MicroFinance Bank

Our Vision

To assist our entrepreneurs and small businesses grow to international levels.

Our Mission

1. To provide innovative banking services.
2. To deliver entrepreneurship development service.
3. Promotion of organic growth in business development.
4. To create international business development service
.5. To deliver above average return on investment to shareholders.

Our Core Values

1. To deliver our services & products honestly to all stakeholders.
2. Promote learning organization culture
3. To maintain efficient human capital resources
4. To be very competitive in our industry

Our Salient Features

1. The leading Microfinance bank in Benue State before relocating to FCT
2. Recognition as one of the top financial institutions in Nigeria, in terms of asset creation
3. Delivered social financial services to numerous beneficiaries
4. Developed over 500 businesses organically since inception
5. Financing educational scholarships for students/orphans since 2013 to date
6. Approved by CBN as a State Microfinance Bank

Meet Our Top Directors

Board of Directors

Barr. Agada Elachi

Chairman of the Board

Holds a Ph.D. specializing in Terrorism, Mediation and Peace from Walden University, U.S.A. He has been engaged in active legal practice with a bias for resolving disputes outside the conventional court system over the years. He has served in different capacities and on different committees within and without the professional circle. He was the Chairman of the Nigerian Bar Association, Abuja (Unity) Branch (2015-2016).

Barrister Agada Elachi has varied experience in the practice of law covering areas like commercial law and company practice. He is a qualified and certified Securities and Exchange Commission (SEC) capital market operator and actively engaged in investment advising. He is also a fellow of International Institute of Leadership and Governance INILAG (Nigeria). He is a certified trainer of mediators and leads training in mediation skills, negotiation skills, effective communication and conflict analysis just to mention a few.He also sits on the governing council and the board of several organizations including Non-governmental organizations, and for profit establishments. He is currently the chairman of PILLAR Micro-finance Bank Ltd.

Mr. Innocent Garba Audu

Managing Director

The current Managing Director of Pillar MFB. He holds a Masters in Business Administration (MBA) from University of Bedfordshire in United Kingdom (UK), MSc and DBA (Strategic Focus) from Heriot-Watt University, Edinburgh, UK. He is a certified micro-finance banker and a member of the Chartered Institute of Bankers of Nigeria (MCIB).

Mr. Audu started his banking career at Ugboju Community Bank Ltd as Director of Finance. He later moved to Pillar Microfinance Bank ltd, as Founder and pioneer Chairman. His experience and capabilities in investment banking has been responsible for the success of the bank in this volatile economic environment.

Mr. Ogwu Emmanuel


Mr. Ogwu holds a Higher National Diploma (HND) in Business Administration and is a certified micro-finance banker. He is also a member of the Chartered Institute of Bankers of Nigeria. His marketing skills is outstanding and has helped Pillar MFB to sustain its current enviable position.

Mr. Ogwu is a pioneer member of the Board of Directors and currently a member of the IT Steering committee.

Mrs. Bridget Aladi Otote


Joined the Board of Directors in 2014. She is an Associate Member of Institute of Development Administration of Nigeria and holds a Postgraduate Diploma in Business Management from same Institute. She is also a Fellow of the Institute of Development Finance and Project Management.

Mrs. Otote is an accomplished business woman and runs several companies. She is currently the Chairman of the Board Establishment & General Purpose Committee.

Mrs. Ene Daniel- Ebune


A certified micro-finance banker and a member of Chartered Institute of Bankers of Nigeria (MCIB). She holds a postgraduate certificate in Strategic Management and Leadership from Brighton School of Business Management, UK and MBA from University of South Wales, UK.She is a seasoned administrator with experience in Cooperative management. She joined the Board in 2014.

Mrs. Daniel-Ebune is currently the Chairman of Board Credit and Risk Management Committee.

Mr. Emmanuel O. Ameh


Has accumulated over 28 years financial services experience spanning banking, accounting, auditing, taxation and management consultancy. A graduate of both the University of Lagos and Abuja, he started his banking career in November 1989 with the then Chartered Bank Ltd (now Stanbic IBTC) in Lagos where he rose rapidly through the ranks to become an Assistant Manager in 1995.

Mr. Ameh in search of greener pastures moved to Zenith Bank Plc in January 1996 and managed various portfolios in operations, credit and marketing, treasury, compliance and zones until April 2012 when he retired as the Deputy General Manager/Zonal Head of Abuja and North Central Region to pursue private career in accountancy, tax practice and consultancy. He joined the Board of Pillar Micro-finance Bank Ltd in 2014 as a Director/Chairman Board Audit Committee, bringing his wealth of experience to the well capitalized/successful Micro-finance Bank.

A widely travelled man, Mr. Ameh has attended several professional development programmes within and outside the country including Harvard Business School, Lagos Business School (Pan African University), JP Morgan Training School in the UK amongst others. He is a fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and the Chartered Institute of Loan and Risk Management of Nigeria as well as an Associate of the Chartered Institute of Taxation of Nigeria (CITN).

Meet Our Management Team